Terminations from LTD

Don’t get caught off-guard.

Many people purchase disability insurance to protect themselves should they ever become injured and unable to work. But sometimes, after initially paying benefits, an insurer will suddenly terminate those payouts. You were considered disabled and nothing has changed, so what’s behind this sudden cessation of benefits? If you’ve been flabbergasted by an abrupt and unexpected termination in your disability insurance benefits, reach out to the helpful legal experts at Casciano Law Group.

You fought hard to get the long term disability benefits you deserve.

Don’t allow the insurance carrier to set you up for termination of these hard-won payouts. Get to know the most common reasons for benefits termination so you can be forewarned and forearmed:

You are no longer disabled, or the insurance company finds this to be the case.
Failure to apply for Social Security disability insurance (SSDI) benefits: Because insurance companies are allowed to offset SSDI payments against long term disability benefits, they naturally have an interest in seeing you approved for Social Security disability. Failure to file a claim with the Social Security Administration could result in your disability benefits being terminated.
Failure to received regular medical treatment: Even if your doctor has told you there’s nothing else that can be done, you must continue ongoing visits. If you stop seeing the doctor, your insurance company may interpret your lack of treatment as proof that your condition has improved.

The list of possible reasons for termination is extensive and the system can be complicated. Having the qualified disability benefits law team of Casciano Law Group in your corner is a smart way to go.

We offer appointments by phone, video, or in-person

We offer appointments by phone, video, or in-person

240.240.2872

240.240.2872

240.240.2872